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PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING
THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS
BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. ANY
CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS
POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT AGREE
WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS
WEBSITE.
Unauthorized use of Graphic Arts Credit Union Websites and
systems including but not limited to unauthorized entry into
Graphic Arts Credit Union systems, misuse of passwords, or
misuse of any information posted to a site, is strictly
prohibited.
You acknowledge that Graphic Arts Credit Union may disclose
and transfer any information that you provide through this
Website to (i) any company within the Graphic Arts Credit Union
group, its affiliates agents or information providers; (ii) to
any other person or entity with your consent; or (iii) if we
have a right or duty to disclose or are permitted or compelled
to so disclose such information by law. You consent to the
transmission, transfer or processing of such information as we
deem necessary or appropriate and by using and providing
information through this Website you agree to such transfers.
Use of this Website may be monitored, tracked and recorded.
Anyone using this Website expressly consents to such monitoring,
tracking and recording.
Copyright Notices
The works of authorship contained in the GACU.org Website
(the "Website"), including but not limited to all design, text,
sound recordings and images, are owned, except as otherwise
expressly stated, by Graphic Arts Credit Union, ("Graphic Arts
Credit Union"). Except as otherwise expressly stated herein,
they may not be copied, transmitted, displayed, performed,
distributed (for compensation or otherwise), licensed, altered,
framed, stored for subsequent use or otherwise used in whole or
in part in any manner without GACU's prior written consent,
except to the extent permitted by the Copyright Act of 1976 (17
U.S.C. § 107), as amended, and then, only with notices of
Graphic Arts Credit Union proprietary rights provided that you
may download information and print out hard copies for your
personal use, so long as you do not remove any copyright or
other notice as may be contained in information, as downloaded.
Trademark Notices
GACU is the marketing name for the credit union financial
services activities of Graphic Arts Credit Union. "GACU,"
"Graphic Arts Credit Union," and the Graphic Arts Credit Union
logo are trademarks of Graphic Arts Credit Union. Other featured
words or symbols, used to identify the source of goods and
services, may be the trademarks of their respective owners.
Web Content and Materials
The information on this Website is for information purposes
only. It is believed to be reliable, but Graphic Arts Credit
Union does not warrant its completeness, timeliness or accuracy.
The information on the Website is not intended as an offer or
solicitation for the purchase of Graphic Arts Credit Union
shares, any other security or any financial instrument.
| Securities
(including mutual funds and variable life insurance),
annuities and insurance products are not bank deposits and are
not insured by the NCUA or any other agency of the United
States, nor are they obligations of, nor insured or guaranteed
by, Graphic Arts Credit Union or their affiliates. Securities
(including mutual funds and variable life insurance) and
annuities involve investment risks, including the possible
loss of value. |
The information and materials contained in this Website - and
the terms and conditions of the access to and use of such
information and materials - are subject to change without
notice. Products and services described, as well as, associated
fees, charges, interest rates, and balance requirements may
differ among geographic locations. Not all products and services
are offered at all locations.
The GACU.org Website and the IsSecure.org Website contain
separate terms and conditions, which are in addition to these
terms and conditions. In the event of a conflict, the additional
terms and conditions will govern for those sections or pages. In
addition, certain portions or pages of this Website are subject
to additional disclosures and disclaimers. In the event of a
conflict between those disclosures and disclaimers, and these
terms and conditions, the additional disclosures and disclaimers
will govern for those portions or pages.
You agree that (i) you will not engage in any activities
related to the Website that are contrary to applicable law,
regulation or the terms of any agreements you may have with
Graphic Arts Credit Union and (ii) in circumstances where
locations of the Website require identification for process, you
will establish commercially reasonable security procedures and
controls to limit access to your password or other identifying
information to authorized individuals.
GRAPHIC ARTS CREDIT UNION OR ITS SUPPLIERS MAY DISCONTINUE OR
MAKE CHANGES IN THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED
HEREIN AT ANY TIME WITHOUT PRIOR NOTICE TO YOU AND WITHOUT ANY
LIABILITY TO YOU. ANY DATED INFORMATION IS PUBLISHED AS OF ITS
DATE ONLY, AND
GRAPHIC ARTS CREDIT UNION DOES NOT UNDERTAKE ANY
OBLIGATION OR RESPONSIBILITY TO UPDATE OR AMEND ANY SUCH
INFORMATION. GRAPHIC
ARTS CREDIT UNION RESERVES THE RIGHT TO TERMINATE ANY OR
ALL WEBSITE OFFERINGS OR TRANSMISSIONS WITHOUT PRIOR NOTICE TO
THE USER. FURTHERMORE, BY OFFERING THIS WEBSITE AND INFORMATION,
PRODUCTS OR SERVICES VIA THIS WEBSITE, NO DISTRIBUTION OR
SOLICITATION IS MADE BY
GRAPHIC ARTS CREDIT
UNION TO ANY PERSON TO USE THE WEBSITE OR SUCH
INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE
PROVISION OF THE WEBSITE AND SUCH INFORMATION, PRODUCTS OR
SERVICES IS PROHIBITED BY LAW.
Potential Disruption of Service
Access to the Website may from time to time be unavailable,
delayed, limited or slowed due to, among other things:
- hardware failure, including
among other things failures of computers (including your own
computer), servers, networks, telecommunication lines and
connections, and other electronic and mechanical equipment;
- software failure, including
among other things, bugs, errors, viruses, configuration
problems, incompatibility of systems, utilities or
applications, the operation of firewalls or screening programs,
unreadable codes, or irregularities within particular documents
or other content;
- overload of system capacities;
- damage caused by severe
weather, earthquakes, wars, insurrection, riots, civil
commotion, act of God, accident, fire, water damage, explosion,
mechanical breakdown or natural disasters;
- interruption (whether partial
or total) of power supplies or other utility of service;
- strike or other stoppage
(whether partial or total) of labor;
- governmental or regulatory
restrictions, exchange rulings, court or tribunal orders or
other human intervention; or
- any other cause (whether
similar or dissimilar to any of the foregoing) whatsoever
beyond the control of Graphic Arts Credit Union.
Links to Other Sites
Links to non- Graphic Arts Credit Union Websites are provided
solely as pointers to information on topics that may be useful
to our members and Graphic Arts Credit Union has no control over
the content on such non-Graphic Arts Credit Union Websites. If
you choose to link to a Website not controlled by Graphic Arts
Credit Union, Graphic Arts Credit Union makes no warranties,
either express or implied, concerning the content of such site,
including the accuracy, completeness, reliability or suitability
thereof for any particular purpose. Graphic Arts Credit Union
does not guarantee the authenticity of documents on the
Internet. Links to non-Graphic
Arts Credit Union sites do not imply any endorsement of
or responsibility for the opinions, ideas, products, information
or services offered at such sites, or any representation
regarding the content at such sites.
LIMITATION OF LIABILITY
BECAUSE OF THE POSSIBILITY OF HUMAN AND MECHANICAL ERROR AS WELL
AS OTHER FACTORS, THE WEBSITE (INCLUDING ALL INFORMATION AND
MATERIALS CONTAINED ON THE WEBSITE) IS PROVIDED "AS IS" "AS
AVAILABLE". Graphic Arts Credit Union AND THIRD PARTY DATA
PROVIDERS ARE NOT PROVIDING ANY WARRANTIES AND REPRESENTATIONS
REGARDING THE WEBSITE. Graphic Arts Credit Union AND THIRD PARTY
DATA PROVIDERS DISCLAIM ALL WARRANTIES AND REPRESENTATIONS OF
ANY KIND WITH REGARD TO THE WEBSITE, INCLUDING ANY IMPLIED
WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTY
RIGHTS, FREEDOM FROM VIRUSES OR OTHER HARMFUL CODE, OR FITNESS
FOR ANY PARTICULAR PURPOSE. FURTHER, Graphic Arts Credit Union
WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE, INACCURACY
OF INFORMATION, COMPUTER VIRUSES, MALICIOUS CODE OR OTHER DEFECT
IN THIS WEBSITE, OR FOR THE INCOMPATIBILITY BETWEEN THIS WEBSITE
AND FILES AND THE USER'S BROWSER OR OTHER SITE ACCESSING
PROGRAM. NOR WILL Graphic Arts Credit Union BE LIABLE FOR ANY
OTHER PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND
Graphic Arts Credit Union CONTROL. NO LICENSE TO THE USER IS
IMPLIED IN THESE DISCLAIMERS.
Graphic Arts Credit Union AND THIRD PARTY DATA PROVIDERS DO
NOT WARRANT THE ACCURACY, ADEQUACY, OR COMPLETENESS OF THE
INFORMATION AND MATERIALS CONTAINED ON THE WEBSITE AND EXPRESSLY
DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THE MATERIALS AND
INFORMATION. FURTHERMORE, Graphic Arts Credit Union AND ITS
AFFILIATES WILL NOT BE LIABLE FOR ANY DELAY, DIFFICULTY IN USE,
COMPUTER VIRUSES, MALICIOUS CODE, OR OTHER DEFECT IN WEBSITE,
ANY INCOMPATIBILITY BETWEEN THE WEBSITE AND THE USER'S FILES AND
THE USER'S BROWSER OR OTHER SITE ACCESSING PROGRAM, OR ANY OTHER
PROBLEMS EXPERIENCED BY THE USER DUE TO CAUSES BEYOND Associated
Credit Union AND ITS AFFILIATES' CONTROL. NO LICENSE TO THE USER
IS IMPLIED IN THESE DISCLAIMERS. NOTHING HEREIN SHALL BE
CONSTRUED AS LIMITING OR REDUCING Graphic Arts Credit Union
RESPONSIBILITIES AND OBLIGATIONS TO CLIENTS IN ACCORDANCE WITH
APPLICABLE LAWS AND REGULATIONS.
UNDER NO CIRCUMSTANCES WILL Graphic Arts Credit Union BE
LIABLE FOR ANY LOST PROFITS, LOST OPPORTUNITY OR ANY INDIRECT,
CONSEQUENTIAL, INCIDENTAL, SPECIAL, PUNITIVE, OR EXEMPLARY
DAMAGES ARISING OUT OF ANY USE OF OR INABILITY TO USE THE
WEBSITE OR ANY PORTION THEREOF, REGARDLESS OF WHETHER Graphic
Arts Credit Union HAS BEEN APPRISED OF THE LIKELIHOOD OF SUCH
DAMAGES OCCURRING AND REGARDLESS OF THE FORM OF ACTION, WHETHER
IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT
LIABILITY, OR OTHERWISE.
Enforceability and Governing Law
In the event any of the terms or provisions of these Terms
and Conditions shall be held to be enforceable, the remaining
terms and provisions shall be unimpaired and the enforceable
term or provision shall be replaced by such enforceable term or
provision as comes closest to the intention underlying the
unenforceable term or provision. These Terms and Conditions
shall be subject to any other agreements you have entered into
with Graphic Arts Credit Union. The user's access to and use of
the GACU.org Website, and the terms of this disclaimer are
governed by the laws of the State of Texas. |
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