|
|
Rates
Loans | Savings | Certificates
LENDING RATES
|
TYPE OF LOAN |
A+ |
A |
B |
C |
D |
|
New Auto 60 Months |
5.75% |
6.25% |
7.25% |
9.25% |
11.25% |
|
New Auto 72 Months |
6.50% |
7.00% |
8.00% |
10.00% |
12.00% |
|
Used Auto |
5.75% |
6.25% |
7.25% |
9.25% |
11.25% |
|
Other Collateral |
7.25% |
7.75% |
8.75% |
10.75% |
12.75% |
|
Signature |
10.95% |
11.45% |
12.45% |
14.45% |
16.45% |
|
Share Secured |
4.50% |
4.50% |
4.50% |
4.50% |
4.50% |
Applications without a credit score will use the “C” rate.
“E” loans will need credit committee approval.
All loans approved at the “e” score will get a rate of 17.95%
|
| Savings
|
Interest Rate
|
APY* |
Term |
| Regular
Savings $25.00 to $4999.99 |
0.50 |
0.50 |
* |
| Regular
Savings $5000.00 to $9999.99 |
0.75 |
0.75 |
* |
| Regular
Savings $10,000.00 & Greater |
1.05 |
1.05 |
* |
|
IRA Savings $200.00 or Greater |
2.00 |
2.01 |
* |
|
*APY = Annual
Percentage Yield
*
RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE PER
BOARD OF DIRECTORS
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| |
| Certificates
|
Interest Rate
|
APY* |
Term |
|
$1000.00 Certificate 6
months |
2.25 |
2.27 |
6 |
| $5000.00
Certificate 6 months |
2.25 |
2.27 |
6 |
| $10,000.00
Certificate 6 months |
2.25 |
2.27 |
6 |
| $25,000.00
Certificate 6 months |
2.25 |
2.27 |
6 |
| $1000.00
Certificate 12 months |
2.75 |
2.78 |
12 |
| $5,000.00
Certificate 12 months |
2.75 |
2.78 |
12 |
| $10,000.00
Certificate 12 months |
2.75 |
2.78 |
12 |
| $25,000.00
Certificate 12 months |
2.75 |
2.78 |
12 |
| $10,000.00
Certificate 24 months |
NA |
NA |
24 |
| $25,000.00
Certificate 24 months |
NA |
NA |
24 |
*APY = Annual
Percentage Yield
NA = Not Available
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